Fallout:NV: Crash at Character Creation

[Holyreploid]

After i go through the character creation, stat selection and starting perks I get to the point when Mitchell gives me equipment, after the sentance about the platinum chip the game just freezes from there.

I had just re-installed the game for the third time due to errors of unplayability and I tried verifying cache files but I can't think of any more options besides re-installing, again.

Does anyone know how to fix it?

Edit: I just found out that I can't even load my old Saves, when I try it just freezes on the loading screens, same thing that happened the last few times I re-installed, From the game disk.